Walmart Money Card Review: Good Or Bad?

Walmart money card was introduced in 2007 in partnership between Walmart and Green Dot Bank.

It was launched as a reloadable prepaid debit card targeted customers who may not have access to a bank account.

Its a good alternative for Walmart credit card because it offers rewards, direct deposit features, and savings benefits.

Following are the key features of this card:

• Deposit checks via the Walmart MoneyCard app.
• Reload cash at Walmart locations with no fee.
• Withdraw cash at ATMs (fees may apply).
• Add up to 4 additional cards for family members.
• Get paid up to 2 days early when you set up direct deposit.
• Earn 3% at Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores (up to $75 per year).

Though this card offer several benefits, it has variable fees, including:

What Bank Does Walmart Money Card Use

The Walmart MoneyCard is issued by Green Dot Bank, Member FDIC (insured by the Federal Deposit Insurance Corporation).

Walmart money card is still available as Green Dot Bank continues to partner with Walmart as the issuing bank. This partnership was extended in 2019 to last until January 1, 2027.

What Is The Monthly Fee For Walmart MoneyCard

The monthly fee is $5.94 for everyone, but it is waived if you deposit at least $500 in the previous monthly cycle. It is the monthly recurring fee, so you have to care to deposit above $500 to avoid this charge.

What Is The Withdrawal Limit For Walmart Card

There are certain withdrawal limit for this card based on the situation. ATM withdrawal have $500 per day. Bank teller withdrawals inclusive $1500 per day. And if you cash back at store is limit to $500 per day.

What Is Walmart Money Card Routing Number

A routing number is a nine-digit code to identify the bank that issue the account. Here, this routing number is used for direct deposits, bill payments, and ACH transfer.

You may find your routing number only in the Walmart MoneyCard app or on the Walmart website.

How To Register & Activate Walmart Money Card

If you are interested for reloadable MoneyCard offered by Walmart, you can register online and complete the process.

• Visit Walmart MoneyCard website.
• Click on “Open an account ” option.
• Fill the information accurately.
• Set up PIN and complete activation.

Please note that activation requires online access and identity verification, including a Social Security Number.

How To Cancel Walmart MoneyCard

There are limited ways to cancel or opt out Walmart Money Card if you’re unsatisfied or other reasons. Call customer service at (877) 937-4098 and request cancellation.

Withdraw or spend all your balance before requesting account cancellation or closing your account.

Whom To Contact For Walmart Money Card

If you are facing a problem using this card or report a lost or fraud activity. Use Walmart moneycard customer service number (877) 937-4098 for immediate help and service support.

Walmart Money Card vs One Card

Compared with One Card which is issued by Capital one in form of Credit card, MoneyCard issued by Walmart is beneficial in several ways.

Walmart Money Card vs Green Dot

Compared with Green Dot card, this card is much better because of lower monthly fees, magnificent rewards, and others.

Walmart MoneyCard Review: Conclusion

In the conclusion, Walmart Money Card is a reliable alternative prepaid card for people who often shopping at Walmart store or online. The maximum cashback is 3% which is impressive and none of the bank card offer that much.

• No Credit Check required.
• Free Cash Reloads at Walmart stores.
• Fraud Protection against unauthorized transactions.

It is even good use at gas station because of two percent cash back reward. So, overall, it’s a good card to buy.

Author’s Recommendation:

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Frequently Asked Questions

Can I use my walmart moneycard at a gas pump?

Yes, you can use your Walmart MoneyCard at gas pump.

Can I withdraw money from my walmart moneycard?

Yes, you can withdraw cash from ATMs, Walmart stores, and bank tellers, but may have fees.

Where can I load my walmart money card?

You can reload your Walmart MoneyCard at Walmart stores, via direct deposit, bank transfers, or using the mobile check deposit feature in the app.

Does zelle accept walmart money card?

No, Zelle does not currently support Walmart MoneyCard.

Is walmart money card a prepaid card?

Yes, Walmart MoneyCard is a reloadable prepaid debit card issued by Green Dot Bank.

Is walmart money card still available?

Yes, the Walmart MoneyCard is still available and can be purchased online or in Walmart stores.

Do you have to be 18 for a walmart money card?

Yes, you must be at least 18 years old to open a Walmart MoneyCard account.

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